Mi-Pay provide an innovative range of products and services that enable consumers around the world to undertake safe and secure financial transactions from their mobile phones. Based in the UK we have offices in Dubai, Romania and Pakistan, bringing a global perspective to the provision of secure transactions from the consumer’s handset through to settlement in these key areas:

• Pre-Pay TopUp Services - Providing a complete outsourced service to mobile operators, utilities, transport companies and others. Mi-Pay utilises advanced business process engineering to effectively increase the gross margin per user. The typical saving is approximately 30%+ on current costs.
• Mobile Initiated Payments - Enabling consumers to instantly make purchases usually via eMoney based stored value accounts.
• Mobile Banking - Replicating all the functions of Internet banking onto the consumers handset in a more secure, cost effective way for both mature and especially developing markets.
• Mobile Money Transfer - Bringing financial services to billions of low income people by enabling NGO's and others to provide simple, cost effective micro-finance systems using mobile phones issued to locally recruited loan officers in remote villages, eliminating paper based bureaucracy.
• Handset Based Authentication - Based on the banking grade security model underpinning our mobile banking client, this service provides organisations with a secure two factor authentication deployed onto consumers existing mobile phones.
• Consultancy - Our consultants have extensive experience in delivering complex, time sensitive projects in all aspects of mobile payments and other financial systems involving mobile devices.

The company's key strengths are its incredibly experienced management team and its partnerships with established leaders in the convergent industries of financial services and mobile phones.

Your success is our success!